Spendline
A NEW MONEY APP FOR THE UK

See your money in 12 months, before you spend it.

Spendline shows where your money is going, where it could go instead, and the daily moves that change everything. Built for people who want to stop watching their money disappear.

Three things, one product.

01
Projection-first home
Most apps show you what you have. Spendline shows you what you'll have in 12 months if you keep going. The number is calculated from your real spending habits and updates with every small decision.
02
Leak detection
Takeaways, subscriptions, impulse buys, the quiet daily damage. Spendline shows you the exact yearly cost of each habit and what cutting it in half would build instead.
03
Daily streak
A safe-to-spend number every day. Stay under, your streak grows. Go over, you have three days to recover. The daily habit that makes the projection real.

UK Gen Z. Real income. Real bills.

Spendline is built in London for people earning £25–80k who watch their friends buy houses while their own money quietly disappears. No celebrity founder, no shouting, no debt-shaming. Just the numbers your bank won't show you.

LAUNCHING SUMMER 2026
iOS first. Apple FinanceKit integration following App Store launch.